Payments are Changing

We’ve seen more change in the last two years than in the previous decade, and the pace is accelerating. As payments move to mobile and disappear into commerce, old models are challenged and new ones emerge.

Curiosity is Key in Times of Change

And that broad curiosity includes connections and insights into other areas that increasingly affect payments, such as the alternative credit, reaching the underbanked, and using data – big and small – more effectively.

Broadly Curious Advisors’ wide experience and industry network help you navigate the changing world of payments, whether you’re a merchant, financial institution, or startup. With expertise ranging from co-brands and loyalty programs to data security and mobile commerce, a conversation could lead to something great…

I’m a payments expert with a passion for solving problems for companies large and small. I’m also the president of NYPAY, the NY region’s premier professional organization of payment industry leaders and innovators.

Provide Insights  to make sense of data, observations, and ideas. Create Strategies around insights and provide metrics to measure success. Implement strategies to deliver results and meet objectives.

Solving a problem starts with understanding it: talking with those involved, internally and externally; reviewing data; assessing the environment. From that comes possible answers and opportunities.

I’m a payments expert with a passion for solving problems for companies large and small. I’m also the president of NYPAY, the NY region’s premier professional organization of payment industry leaders and innovators.

Provide Insights  to make sense of data, observations, and ideas. Create Strategies around insights and provide metrics to measure success. Implement strategies to deliver results and meet objectives.

Solving a problem starts with understanding it: talking with those involved, internally and externally; reviewing data; assessing the environment. From that comes possible answers and opportunities.

From the Blog…

The Interchange Conundrum: A Novel Solution

October 2023 Introduction For the last several decades the notion that the US payment system’s interchange structure is broken has drawn passionate arguments from many in the payments world. The recent re-introduction of the Credit Card Competition Act  (CCCA)...

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Why Most Payments Innovation Fails: Unpacking the Reasons

We're in a time of tremendous change in payments, in all countries. In some places move is from pretty much wholly cash to digital, using a mobile device; think what Peru is doing with Bim, via an association of private-sector entities, or what Safaricom has done in...

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2015 Takeaways: Wallets, Merchants, and Issuer Woes

Year end, and a time to mull over 2015, and muse on what 2016 will bring. My colleagues have written great summaries of what we saw in 2015—here, here, here, among others. I can’t improve on these. But in reading them I see a theme around mobile wallets, FinTech and...

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